| John Maytham speaks to motor insurance coverage dangers supervisor on the South African Insurance coverage Affiliation (SAIA), Zakes Sondiyazi, about whether or not or not an expired license card impacts insurance coverage claims.
The grace interval for renewing your driver’s license card has ended, which can have you ever stressing about how that can have an effect on your eligibility for automotive insurance coverage within the occasion of an accident.
Properly, the excellent news is you needn’t fret as a result of even in the event you could not renew in time, having an expired license card doesn’t play a big position in automotive insurance coverage claims.
What issues when claiming is the state of affairs in its entirety, with each issue considered and this inspection is usually unhindered as a result of seeing that solely the cardboard is expired, your driver’s license doesn’t.
There are instances however they’re very, very minimal. For instance, your driving license card… one can find that it expired in 2019, lengthy earlier than this concern occurred, then you definately’ll discover you may should provide you with tangible the reason why you did not renew it.
Zakes Sondiyazi – Motor Insurance coverage Dangers Supervisor at The South African Insurance coverage Affiliation (SAIA)
In essence, in the event you nonetheless have a license, you might be nonetheless match to drive within the eyes of the regulation.
For individuals who nonetheless wish to err on the facet of warning, it’s instructed that you simply let your insurer know in case you are having issues renewing your license card as a result of that can put your concern on document and you’ll relaxation simpler.
Expiration dates of driving license playing cards are solely thought of in excessive circumstances the place related.